greetings,
i am commonly addressed about total debt service ratio - tDS.
What total debt service ratio - tDS is, is a debt service measure that financial lenders use as a rule of thumb to give a preliminary assessment of whether a potential borrower is already in too much debt. More specifically, this ratio shows the proportion of gross income that is already spent on housing-related and other similar payments.
Receiving a ratio of less than 40% means that the potential borrower has an acceptable level of debt.
For example, Jack and Jill, two law students, have a monthly mortgage payment of $1,000 (annual payment of $12,000), property taxes of $3,000, credit card balances totaling $1,000 and have a gross family income of $45,000. This would give a TDS of around 36%. Based on the benchmark of 40%, Jack and Jill appear to be carrying an acceptable amount of debt.
This ratio is very similar to the gross debt service ratio (GDS) except that the GDS does not account for non-housing related payments. TDS allows for a slightly more detailed view of a potential borrower's financial situation.
Forex signals » office of the comptroller of the currency talk
definition of retail foreign exchange facilitator rating, evaluation and comparison information
(4 posts)-
Posted 1 month ago #
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apparently the effect of the market's expansion on the Barbados Dollar in Turkey began surfacing around the time that the increment in the marine equipment exports might have an impact on the foreign exchange in Asia a factor, if correct, would probably advocate the BBD's alternation.
Posted 1 month ago # -
someone??
Posted 1 month ago # -
whatever yuo do, don't buy BBD befor February 09, 2010. I read that in all the journals, when the drop in the trade relations might affect the BBD-TRY rates for the good.
Posted 1 month ago #
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